TwitterACicon86x90vert facebookACicon86x90vert
TV/Radio XFINITY | WOW! | WBBM | WXRT | B96 + Dance | US99 | the Drive 97.1

   *** SCORES: BEARS | BLACKHAWKS | BULLS | CUBS | FIRE | WHITE SOX ***
YoutubeTwitterFacebookArlingtoncardinalYahoo! Google Bing Aol.ArlingtoncardinalTMZ Rotten Tomatoes ET Online Box Office MojoArlingtoncardinal Channel 9 WGN Channel 7 Chicago ABC Channel 5 Chicago NBC Channel 2 Chicago CBS Daily HeraldChicago Tribune Breaking NewsArlingtoncardinal Chicago Gas PricesFloridaCardinal.comGLOBALCONFLICTMAPS.COMArlingtoncards.com THE GUIDE

Arlington Heights Resident Victim Of Advance-Fee Loan Scam

Tue July 23 2013 8:17 am  https://www.arlingtoncardinal.com/?p=65052
Share The Cardinal -- Arlingtoncardinal.com Articles (E-Mail, Facebook, Twitter & More) 

CHICAGO BEARS RADIO -- WBBM Newsradio 780 "Traffic on the 8's"

Arlington Heights police recently received a report of a fast cash loan scam that involved fraud by website and by telephone calls.

The victim went to a website advertising fast cash loans. She gave the site her personal checking account information along with her name and cell phone number. She received a call from a person claiming to be “Michael Wilson” who stated she was approved for the $2,000 loan. He explained she needed to pay the first installment before receiving the cash. The victim purchased a money pack card for over $300 and provided the offender with the PIN number. He called back and stated the IRS had put a hold on the loan and she needed to put over $400 on a money pack card and again provide the PIN number. He called back later and asked for over $300 for a bank routing fee which the victim sent. The last time the offender called he told the victim her bank had sent the loan back to the offender and she need to pay a transfer fee of over $300, which she did. The victim had no more money to send and the loan never appeared in her account like the offender explained. There were no funds removed from the victim’s checking account which she cancelled.

Anyone having information about this or any other serious crime in Arlington Heights should submit an anonymous text tip by texting the keyword 847AHPD and your message to 847411(tip411) or call Arlington Heights Crime Stoppers at (847) 590-STOP. Callers are guaranteed anonymity and may qualify for a cash reward of up to $1,000.

From the Federal Trade Commission …

Six Sure Signs of an Advance-Fee Loan Scam

Following are red flags that can tip you off to scam artists’ tricks. For example:

1. A lender who isn’t interested in your credit history. A lender may offer loans or credit cards for many purposes — for example, so you can start a business or consolidate your bills. But one who doesn’t care about your credit record should worry you. Ads that say “Bad credit? No problem” or “We don’t care about your past. You deserve a loan” or “Get money fast” or even “No hassle — guaranteed” often indicate a scam.
Banks and other legitimate lenders generally evaluate creditworthiness and confirm the information in an application before they grant firm offers of credit to anyone.

2. Fees that aren’t disclosed clearly or prominently. Scam lenders may say you’ve been approved for a loan, then call or email demanding a fee before you can get the money. Any up-front fee that the lender wants to collect before granting the loan is a cue to walk away, especially if you’re told it’s for “insurance,” “processing,” or just “paperwork.”
Legitimate lenders often charge application, appraisal, or credit report fees. The differences? They disclose their fees clearly and prominently; they take their fees from the amount you borrow; and the fees usually are paid to the lender or broker after the loan is approved.

And if a lender says they won’t check your credit history, but wants your personal information, like your Social Security number or bank account number? Go somewhere else. They may use your information to debit your bank account to pay a fee they’re hiding.

3. A loan that is offered by phone. It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver.

4. A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look professional. Some scam artists have pretended to be the Better Business Bureau, a major bank, or another reputable organization; some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities.

5. A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks.

6. A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire money.

Finally, just because you’ve received a slick promotion, seen an ad for a loan or credit card in a prominent place in your neighborhood or in your newspaper, on television or on the Internet, or heard one on the radio, don’t assume it’s a good deal — or even legitimate. Scam artists work hard to make you think they’re legitimate, so it’s really important to do your homework.


Get updates from The Cardinal CRIME BLOG ‘Plus’ on Facebook. Just ‘LIKE’ the ‘Arlington Cardinal Crime & Forensics’ Page (become a fan of our page). The updates cover all posts in the 24/7 Crime Alerts! and sub-categories. See all of The Cardinal Facebook fan pages at Arlingtoncardinal.com/about/facebook …

CLEAR SKIES?  Weather Data for Tuesday, July 23rd, 2013

Tags: , , ,    

IMPORTANT NOTE: All persons referred to as subjects, defendants, offenders or suspects, etc. are presumed to be innocent unless and until proven guilty beyond a reasonable doubt in a court of law.


Try a more powerful search in the box below ... SEARCH BOX PRODUCES RESULTS FOR The Cardinal -- Arlingtoncardinal.com ...
(POWERFUL SEARCH for The Cardinal, which can be expanded on the results page.)

Where background Wikipedia info/photos are used, original work is modified and released under CC-BY-SA.

! MORE NEWS FAST!!! MOST RECENT: CRIMEBLOG | MOST RECENT: FIREBLOG | SUBMIT NEWS TIPS
::: Health, wellness and fitness gifts! CoolFitnessGifts.com ::: Cubs, Sox caps at ChicagoFanfare.com :::

ARLINGTON HEIGHTS BREAKING NEWS --The Cardinal -- Arlingtoncardinal.com is a breaking news blog with Arlington Heights & Chicagoland emphasis. Early breaking reports may prove to be inaccurate after follow-up investigation, which may or may not be updated in The Cardinal -- Arlingtoncardinal.com. For in-depth coverage, please also check the following links for network television, cable news networks and Chicago local media coverage ...

Daily Herald | Daily Herald -- Arlington Heights | YouTube.com/DailyHeraldClips
Today's headline videos: FOXNews Video | YouTube.com/FoxNews | Associated Press | The Cardinal
 
Video LOGO youtube Twitter Arlingtoncards facebook battery status Cardinal Calendar Search Batteries Plus RSS Help ...
All Headlines
crimeblog | fireblog
« EARLIER | SEARCH ARTICLES BY DATE -- Arlingtoncardinal.com/searchdate | LATER »

Comments for Arlingtoncardinal.com
COMMENTS are now available via one or more of our official Facebook pages. Comments no longer appear on the Arlingtoncardinal.com article per se. Please comment on Facebook.com/ArlingtonCardinal or check the other popular Arlington Cardinal Facebook pages at Arlingtoncardinal.com/about/facebook ...

SUBMIT CRIME TIPS ...
Anyone having information about serious crime in Arlington Heights should register on CitizenObserver.com and look for the anonymous TIP411 feature, or call Arlington Heights Crime Stoppers at 847-590-STOP (847-590-7867). Callers are guaranteed anonymity and may qualify for a cash reward of up to $1,000. Not a resident of Arlington Heights? Check CitizenObserver.com for availability for your community.

   Arlingtoncardinal.com/traffic | Traffic on Twitter

CHICAGOLAND RADAR


Weather radar map is provided by DarkSky.net
WEATHER | NEXRAD | INTERACTIVE RADAR | NWS+

RSS Cardinal Weather Center

  • Current Conditions : 25.2F, Overcast - 2:11 PM CST Jan. 19
    Temperature: 25.2°F | Humidity: 86% | Pressure: 30.04in (Rising) | Conditions: Overcast | Wind Direction: ESE | Wind Speed: 3mph
  • Sunday as of Jan. 19 12:38 PM CST
    Sunday - Mostly cloudy. Light snow showers in the morning, then a chance of light snow showers in the afternoon. Snow accumulation up to 2 inches. Highs 15 to 19. Wind chills as low as zero to 10 below zero. Northwest winds 10 to 15 mph. Chance of precipitation 90 percent.
  • This Afternoon as of Jan. 19 12:38 PM CST
    This Afternoon - Windy. Cloudy with light snow likely. Patchy blowing and drifting snow. Little or no new snow accumulation. Temperatures nearly steady in the mid 20s. Northeast winds 25 to 30 mph. Gusts of 35 to 40 mph. Chance of precipitation 70 percent.
  • Tonight as of Jan. 19 12:38 PM CST
    Tonight - Windy. Light snow showers. Patchy blowing and drifting snow. Snow accumulation of 1 to 5 inches. Lows 7 to 11 above in the suburbs...but 13 to 17 downtown. Wind chills as low as zero to 10 below zero. North winds 20 to 30 mph in the evening decreasing to 10 to 20 mph […]
  • Special Statement - Expires: 2:15 PM CST
    Special Statement for Cook County in effect until 2:15 PM CST on January 19, 2019
  • Lakeshore Flood Advisory - Expires: 9:00 AM CST
    Lakeshore Flood Advisory for Cook County in effect until 9:00 AM CST on January 20, 2019

CHICAGOFIREMAP.NET TWITTER

RSS OBITUARIES